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About Us

Strength Is Our Tradition, Service Our Goal

Strength Is Our Tradition, Service Our Goal!

Since 1917, First State bank has served the financial needs of our neighbors in Spearman, Texas and the surrounding area. We have provided financial solutions for generations of families and have deep roots in these Texas towns and the agriculture industry. Now we have expanded to serve more communities and help businesses grow with a second location in the heart of downtown Amarillo, Texas.  We make all our decisions in house, allowing us to provide our customers with quick answers and the personalized, first-class service they deserve.  At First State Bank, we offer big bank quality with a small-town feel!



Board of Directors

Stinson Gibner – Chairman

S. Randall Sauer – Board Secretary

Lea Ann Gibner-Schrader

Marvin Franz

Brian Gillispie

Travis Wolf

Jerome Pratt – Advisory Director

Mike Pearson – Advisory Director

James F. Greene – Advisory Director


Family Owned and Operated, Invested in Texas for Over 100 Years and Counting

A few months after the United States entered the fighting of World War I, Dr. G.P. Gibner moved to the town of Hansford, Texas which had a population of less than 200.  On Aug. 1, 1919, his son, Clay Gibner joined the Guaranty State Bank of Hansford after finishing business school.  In November 1919, the Guaranty State Bank moved to the newly formed town of Spearman.

Near the beginning of the depression, in 1930, the bank was sold to a group of local Hansford businessmen which included Clay Gibner and was renamed First State Bank.  Clay went on to become Bank President, taking on ownership and leadership responsibilities in 1952.  Two more generations of the Gibner family have led the bank and continued Clay’s traditions of community service.

Their dedication to the customers of First State Bank and the people of Hansford County and surrounding areas is demonstrated by years of service and community involvement.

First State Bank is chartered under the laws of the State of Texas, and by state law, is subject to regulatory oversight by the Texas Department of Banking. Any Consumer wishing to file a complaint against First State Bank, Spearman, Texas, should contact the Texas Department of Banking through one of the means indicated below:

In person or U.S. Mail:

2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294

Telephone Number: 1-877-276-5554 (toll free)

Fax Number: 512-45-1313

Call or stop by one of our locations:


1 NE Court, Spearman TX

Phone: 806-659-5565

Lobby Hours: 9am – 3pm, Drive Up-7:30am -4:30pm Monday-Friday


112 SW 8th Ave. Suite 100, Amarillo, TX

Phone: 806-372-1917

Lobby Hours: 9am-3pm Monday-Friday