Online Banking



Deposit Accounts

  • Personal Checking Accounts
  • Business Checking Accounts
  • Free Checking
  • Student and Senior Free Checking
  • Now Accounts
  • Super Now Accounts
  • Regular Savings Accounts
  • Fast Start Savings Accounts
  • Money Market Deposit Accounts
  • Certificate of Deposit (CDs)
  • Individual Retirement Accounts (IRAs)


  • Agricultural
  • Commercial
  • Oil & Gas
  • Consumer
  • Home Improvement
  • Ag Real Estate
  • Commercial Real Estate

Online & Mobile Banking

With online and mobile banking, you will have access to the following information:

  • Account balances and historical information (easily downloadable to a pdf or csv file)
  • Pending ACH and auto debit transactions
  • Fund transfers
  • Loan payments
  • Online statements
  • Mobile App
  • Bill Pay
  • Mobile Deposits
  • Spin – Our own Person to Person payment feature

Telephone Banking

With 24-hour telephone banking, you will have access to the following information:

    • Account balances and history
    • CD and IRA information
    • Fund transfers
    • Loan information

To access telephone banking, call either of the numbers listed below.
877-858-5525 (toll free)

Debit Cards

If your debit card is lost or stolen, please contact First State Bank during business hours at 806-659-5565. To report a lost or stolen debit card after hours or on the weekend, please contact Card Sentry at 800-264-4274.

If you are planning on traveling and using your debit card, please contact First State Bank so we can alert Card Sentry.

Card Sentry monitors debit card activity for First State Bank and will alert customers of any suspicious activities they see. Please note it is normal protocol for Card Sentry to call customers to notify them about any suspicious activities. If you miss a call from Card Sentry, please return their phone call.

For additional information about debit cards, please come see us or call us at 806-659-5565.

Other Services

  • ATMs
  • Safe Deposit Boxes
  • Drive Up Banking
  • Night Depository
  • Payroll Direct Deposit
  • Personal and Corporate Credit Cards
  • Federal Tax Deposits
  • Automated Clearing House Services
  • Notary Services
  • Electronic Funds Transfer Services
  • Cashier’s Checks and Money Orders
  • Wire Transfers
  • Turn cards on and off if lost or stolen on the website or app


One N.E. Court
P.O. Box 247
Spearman, TX 79081

P: (806) – 659 -5565
F: (806) – 659 – 5292

Lobby Hours:
9am – 3pm

Drive Up Hours:
7:30am – 4:30pm


112 SW 8th Street
Suite 100
Amarillo, TX 79101

P: (806) – 372 – 1917

Lobby Hours:

9am – 3pm