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What Account is in Your Best Interest? When you trust your money to a bank, you want to be sure it’s in an account that’s right for you. One that gives you the most for what you need. That’s exactly why First State Bank has so many accounts to choose from. From Personal Checking to Money Market to a Super Now account, you’ll find the one account that has your best interest at heart.

  • Personal Checking Accounts
  • Business Checking Accounts
  • Free Checking
  • Student and Senior Free Checking
  • Now Accounts
  • Super Now Accounts
  • Regular Savings Accounts
  • Fast Start Savings Accounts
  • Money Market Deposit Accounts
  • Certificates of Deposit
  • IRAs

Please contact us for more information about these accounts.

Member FDIC each depositor insured to $250,000.

For more information about temporary FDIC coverage of transaction accounts, visit

To calculate your deposit insurance coverage, use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) at

For questions about FDIC coverage limits and requirements, visit or call toll free 1-877-ASK-FDIC.


One N.E. Court
P.O. Box 247
Spearman, TX 79081

P: (806) – 659 -5565
F: (806) – 659 – 5292

Lobby Hours:
9am – 3pm

Drive Up Hours:
7:30am – 4:30pm


112 SW 8th Street
Suite 100
Amarillo, TX 79101

P: (806) – 372 – 1917

Lobby Hours:

9am – 3pm